Home  »  Company Reviews  »  Charter One Bank

Charter One Bank

Rating:
40 complaints

Charter One Bank Icon

Charter One Bank social reviews and reports. Join community by posting your own comments or complaints.

Charter One Bank is an American Bank, which was acquired by Citizens Financial Group, Inc. The bank was based in Cleveland, Ohio and had branches in 6 U.S. states. At the present time the bank is a wholly owned subsidiary of Royal Bank of Scotland Group. It is headquartered in Providence, Rhode Island. The tagline of the company is: "Not your typical bank". The Charter One name was not abolished in Midwest where another Citizens Bank functions. The acquisition of the Charter one made Citizens Financial Group one of the leading banks in the United States that has its branch offices in 13 states.

In 2007 the Charter One franchise purchased several Illinois located banks. Please try to contact Charter One Bank Customer Service directly prior to posting any complaints on this site.

Best Consumer Reports

Charter One Bank Complaints & Reviews

Charter One Bank Reviews

EJC9
Charter One Bank - Charter One Bank customers come first ?

Baloney! I've been a customer for over 15 years & have put up with the nickel & diming to death! Last year I took out a home improvement loan & paid it back in a year with no p...

#267774
Oct 12, 2011
115

Denschleg
Charter One Bank - Retired Employees Treated Poorly

The only retiree benefit I received after 34 years was a free checking account for life. I have repeatedly been charged and must fight to have the fees removed. If you are or becom...

#249700
Jul 18, 2011
221

Grabmy a...
Charter One Bank - Charter One Rips Off Small Businesses

Small business loan - never missed a payment and paid of 2/3 of loan but due to a "covenant breach" they are charging me HUGE amounts to keep loan in place and not call the loan (w...

#248368
Jul 12, 2011
192

Exc1
Charter One Bank Closed My Accounts Without Notice

I was about to pay my home equity line on June 30 when I realized that the bank had zeroed-out my accounts, despite substantial balances on both accounts. After a phone call, the c...

#246961
Jul 04, 2011
306

Anonymous
Charter One Bank Sucks

Charter One has the worst customer service and retention! My account was over drawn $95. I had an electronic deposit set to go into the account (checking and had made arrangements ...

#244069
Jun 18, 2011
323

Angelson...
Charter One Bank - If you receive a cashiers check from charter bank do not cash it !i

I was smart! I reported a checkfrom chater one bank for sending a fraulent check to my home address for $2,750.00! donot cash any checksthat come toyou with on letter jus...

#241167
Jun 03, 2011
545

DoneWith...
Charter One Bank - another ripoff.

10 year customer. Yep, the old rearrange the POSTED debits for more overdraft fees.When I emailed what happened, they answered: "Thank you for your recent email regardi...

#236606
May 09, 2011
444

Jen12345
Charter One Bank

Charter one refinanced a loan without my signature to my ex husband. They refuse to talk with me to get the facts after many attempts. They also ignored a home equity line of cre...

#232950
Apr 18, 2011
678

Mjeff77
Charter One Bank - Charter One does not respect customers!

I've been with Charter One in Canton, OH for 10 years. The only reason I didn't leave sooner is the inconvenience of changing my direct deposit. I've been nickled and dimed to deat...

#210791
Dec 09, 2010
292

Angiemar...
Charter One Bank - Outrageous fees after closing account 1.5 years later

After college I relocated to NC that does not have any CharterOne branches (smart thinking NC!). In order to close my checking account they made me drive 6 hours with a notarized d...

#204666
Oct 28, 2010
1207

Anonymous
Charter One Bank - Home equity loan

I've had a home equity with CHARTER ONE for 5 yrs and have always made the payments ahead of due date and I'm about 6 months ahead of the loan.Have had no problems or troub...

#198002
Sep 11, 2010
732

Jiar123
Charter One Bank's "Green Sense" means more fees

I refused to sign up for that "Green Sense". I had a bad experience from one offer they had before so I got used to refuse every offer, and moved all my autodeductions and autodepo...

#187600
Jun 28, 2010
1410

Rbenson30
Charter One Bank - Charter One Ripped me off!

I had a free checking account with Charter One and used it for about 10 years. I had 8 weeks of inactivity and presto...The account automatically changes to a premium account with...

#172308
Feb 23, 2010
746

Samantha...
Charter One Bank Ripping Us Off.

Charter one is constantly applying overdraft fees to our account when we haven't gone overdrawn. In the last three days we've encountered $429 worth of fees. I'm so out...

#170029
Feb 04, 2010
849

Adrienne...
Charter One Bank - Taking advantage. I want to know what to do.

I have a mentally retarded brother that has a mma account with Charter One bank. I have been on his account since he has had one. Last year he wanted a visa card. My brother can...

#166653
Jan 05, 2010
313

Apellegr...
Charter One Bank - Putting the highest check through first causing many smaller amounts to bounce and more fees

Charter one says I am a valid customer, and I should be with all the overdraft fees they have robbed me of by putting the larger amount check through first regardless of the dates ...

#162638
Nov 22, 2009
450

Justinla...
Charter One Bank - Charter One

I have had Charter One Bank for years and recently they are screwing with my accounts. they have been transferring money between my accounts with out my consent, leading me into a ...

#159797
Oct 21, 2009
835

Anonymous
Charter One Bank - Balance on hold?!?

A vendor debited my account and attempted to debit a second time, I called Charter One Bank while the balance was still on hold and they instructed me to call the vendor to stop th...

#158828
Oct 08, 2009
1477

Darlingm
Charter One Bank - Charter One preventing me from eating for 35 days

On 05/11/2009, I placed an order with an online merchant for $70.48. The merchant accidentally authorized my debit card with Charter One twice. Even though the merchant didn't ac...

#155786
Aug 24, 2009
540

Sammypru...
Charter One Bank St. Clair, Cleveland very rude and unprofessional.

The customer service rep, Roxanne Gresham St. Clair branch in Cleveland, Oh, and manager, Deanna Moran were rude and ill equipped to service customer. They were unp...

#154914
Aug 11, 2009
608

Bward
Charter One Bank - Overdraft

I was charged 39.00 for an 2.22 overdraft that is absolutely ridicilous im really hurt my money is very limited and i cant afford to just give it away and thats what i feel like wh...

#154889
Aug 10, 2009
1615

C21virgwil
Charter One Bank - Capital One Bank

I am pissed. I have been a business customer for 8 years. Unfortunate curcumstances caused me to overdraw the account. I called to get help, but no one was helping me, as result th...

#150861
Jul 08, 2009
876

Anonymous
Charter One Bank - Lost a deposit check and no help with nsf fees

Last year, Charter One Bank lost a check I personally deposited, and told me it was my responsibility to get another from my customer. They accepted the check in my register deposi...

#149776
Jun 09, 2009
503

Msizer@n...
Charter One Bank - Overdraft Fee ripoff

So BewareI was charged 317.00 in overdraft fees by Charter one Bank over one weekend..This is a very common practice with Charter one I have had them for over 10 years.I am in the ...

#149607
Jun 05, 2009
804

Anonymous
Is Charter One Bank failing???

CharterOne overdrafted my account for $0.28 cents overdrawn,charged me $39.00 ODC THEN an additional $35.00 because my mail was forwarded to me so my account was overdrawn twenty-e...

#147668
Apr 16, 2009
653

NuGeordie
Charter One Bank - Charter One is the worst bank ever

My husband has been a customer with Charter One for nearly 5 years, and 4 months ago I was added as a joint account holder. I have been a customer of several banks, ...

#145416
Feb 17, 2009
1134

Anonymous
Charter One Bank "Fraud Policy" Bad News

Charter One Bank will make you wait 10 Business Days to replace your money if "fraudulent" charges are made to your account. Someone, somehow printed a debit card with my account n...

#144364
Jan 20, 2009
1586

Anonymous
Charter One Bank - Charter One doesn't want to talk to its customers

After recently moving, I called Charter One Bank to change my address. The monthly statement specifically tells you to call the number on it to report address changes. I called and...

#137865
Oct 02, 2008
676

Anonymous
Charter One Bank - Charterone Bank kept charging me $35.00 every 6 days for an overdraft.

Charterone Bank is the worst institution I bank with. Their personnel are morons. Very incompetent! If I list all their boboos the did with my account for the last 7 years that I b...

#135601
Sep 16, 2008
478

Michelle...
Charter One Bank Not Your Typical Bank!

I was charged $1599 in just five weeks in insufficient fund fees from Charter One Bank. In Chicago, Illinois. I contacted Charter One bank regarding these excessive overdraft fees....

#135447
Sep 15, 2008
2291
< Prev 1 2Next >
Reviews 1-30 of 40

Related Information

Banks
A bank is a type of financial institution that acts as a payment agent for customers. It borrows and lends money. In the United States banks are not allowed to own non-financial companies. Banks operate as payment agents since they conduct checking or current accounts for customers, paying cheques, and collecting cheques deposited the current accounts. These financial stuctures offer almost all types of payment services. The activities of a bank can be subdivided into retail banking, private banking, business banking, and investment banking. Banks offer more commercial services which include: issue of banknotes (promissory notes issued by a banker and payable to bearer on demand); issuing bank drafts and bank cheques; providing documentary and standby letters of credit, guarantees, performance bonds, securities underwriting commitments and other forms of off balance sheet exposures; safekeeping of documents and other items in safe deposit boxes; currency exchange; sale, distribution or brokerage, with or without advice, of insurance, unit trusts and similar financial products as a financial supermarket

Featured Complaints