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I opened an account with charter, i had to wait for my debit card for weeks, when i got it, they gave me a pin number, which i couldn't create on my own, apparently some kid who's single mom is on welfare new my balance...I went to activate my debit card, they said the pin doesn't work. I had to wait, til then i could use it as a credit.

I had a little over the minimum balance, I used my debit card as a credit at food marts, and i thought, well its getting close to maxing out so i stopped using it -- i found out they let it go over and they charged me 270 dollars in overdraft fees. I filed a complaint with the Federal Trade Commission.

And reported a complaint in general that -- in Law school, all contracts are signed in good faith, its an underlying thing -- if its broken -- contract is void. Lastly -- If theres crooks in the bank, and no regulation, theres your financial crisis --

Location: Mason City, Iowa

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Guest

I STRONGLY parallel was "Sessa" said, both as an educated consumer and banker myself.

Guest

Wow. Just when I've thought I've read everything, this gem appears.

You seem to not understand that THEY didn't overdraw your account, YOU DID. See, sweetie, this is why you pay attention to your balance and don't just keep using it with only a vague notion of how much money you have. Banking 101, and yet so many consumers seem to have great difficulty with this. And of course overdrafts are always the bank's fault.

Right. :roll :roll

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